Hospitality Insurance
Hospitality Insurance
Choose Auto & General for your Hospitality Insurance
Auto & General offers tailored, comprehensive Hospitality Insurance solutions for various establishments, from hotels to conference venues. Our insurance for hospitality businesses is designed to meet the unique needs of businesses like hotels, guesthouses, country clubs, motels, events management, holiday resorts, and game lodges. Receive peace of mind with our flexible coverage that consolidates all your insurance requirements into one competitively priced policy.
Types of Hospitality Insurance cover we provide
We recognise the unique nature of your business and understand that generic insurance policies may not provide the protection you need. That's why we offer specialist cover designed specifically for the tourism and hospitality industry, addressing your unique risks. Our comprehensive coverage ensures that every aspect of your business is protected, giving you peace of mind and allowing you to focus on providing exceptional customer service. Our cover extends to:
- Fire damage
- Business interruption
- Buildings combined
- Office contents
- Theft and money
- Business all risk
- Electronic equipment
- Goods-in-transit
- Motor and vehicle
- Machinery breakdown
- Accidental damage
- Hospitality Liability Insurance
Specialist Hospitality Insurance
Do you own any of the following businesses? Auto & General Insurance provides cover for several types of hospitality establishments and businesses, including:
| Hotels | Motels | Bed & Breakfasts | Holiday Resorts |
| Game Lodges | Function & Venue Hire | Event Management | Country Clubs |
| Guesthouses | Self-catering | Conference Venues | Catering Services |
Download our prospectus or contact us for a quote to receive the full list of covered business types.
Motor-only policies
Some businesses may not require building or office content insurance. Our motor-only cover is the perfect way for them to save.
Cash back
If you remain claim-free for four uninterrupted years, we’ll pay out either your entire first year's premiums or up to 25% of all your premiums paid over those four years, whichever is the lesser.
Service promise
Auto & General promises exceptional service where you get to speak to a knowledgeable consultant – and we’re so committed that we’ll pay you R500 if we don’t deliver on any our service promises.
Find out more about Business Assist and each of the services listed above.
Why do you need insurance for the hospitality business?
Insurance is essential for the hospitality business to protect against risks like property damage, liability claims, and unforeseen business interruptions. It ensures financial stability and business continuity, helping maintain operations and safeguard assets.
How does Hospitality Insurance work?
It covers risks for businesses operating in the tourism and hospitality industry. This specialist insurance combines cover, such as Public Liability and Business Interruption Insurance, to protect businesses against financial losses and ensure operational continuity.
Why should I choose Auto & General Business Insurance?
You can rely on Auto & General Business Insurance to offer a range of benefits like no additional excess, motor-only policies, and Cash Back Plus, which pays out in cash after four claim-free years.
What does Hotel Insurance cover?
Hotel Insurance provides protection against financial losses and operational risks specific to hotel businesses. It covers, among other areas, property damage, public liability claims, business interruption, and fidelity guarantee.
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Get Cash Back Plus
Work the numbers and you will see the worth of adding Cash Back Plus to your accounting insurance policy.
If you remain claim-free for four uninterrupted years, then you will be entitled to a pay-out of either your entire first year's premiums or up to 25% of all your premiums paid over those four years, whichever is the lesser. You can add Cash Back Plus for a small additional monthly fee.
Let Business Assist help grow your practice
As an accountant, bookkeeper, tax practitioner, or auditor, you have exclusive access to a range of our Business Assist benefits when you take out Business Insurance with us. We will help you establish a digital presence to advertise your business and connect with your clients. We will also help you collect debts owed to you so you can get on with more important work.
Our customers generally score us 9.2 out of 10 when asked how easy it was to interact with us.
Looking for more Business Insurance products?
With cover for a variety of risks, we can insure over 700 commercial business types.
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Small business owners face unique risks. Let our experience protect your business.
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