What is Legal Cover?

You never know when you may need legal assistance and it can come at an exorbitant cost. Receive reliable assistance and advice with our Legal Cover. Not only will we ensure that you know and understand your legal rights, but you will enjoy benefits like unlimited telephonic advice, litigation cover, tax assistance, mediation and more.

 

Get a quote

Who is covered?

This policy covers you and your legal/traditional spouse plus up to four dependent children. If you get married after the commencement of your policy, the date of marriage will be noted as your spouse’s commencement date.

 

Choose a plan that’s best for you.

*Premiums are subject to annual review. The main member must be 18 years or older.

Cover

Who is covered

Legal assistance and

representation

Unlimited 24-hour

telephonic advice

Contract draw up

and negotiation

Court representation

- Civil

Court representation

- Criminal

Court representation

- Family

Court representation

- Labour

Identity theft related

Disciplinary hearings

Maintenance hearings

Unopposed divorces

Opposed divorces

Antenuptial Contracts

Access Plan

R49 p/m

(Exclusively online)

 

Main member only

Essential Plan

R99 p/m

 

Main member,

spouse and up to

four children

Elite Plan

R199 p/m

 

Main member,

spouse and up to

four children

Elite Plan Plus

R319 p/m

 

Main member,

spouse and up to

four children

Cover limit: R50 000

Who is covered: Main member only

Excess: None

Waiting period: 3 months

 

Benefits included:

  • Basic benefit
  • Mediation benefit
  • Tax benefit
  • Litigation benefit

 

Includes amongst others representation in the following matters:

 

Legal assistance and representation

Unlimited 24-hour telephonic advice

Contract draw up and negotiation

Court representation - Civil

Court representation - Criminal

Identity theft related

Disciplinary hearings

Cover limit: R100 000

Excess: None

Waiting period: 3 months

Who is covered: Main member, spouse and up to four children

 

Benefits included:

  • Basic benefit
  • Mediation benefit
  • Tax benefit
  • Litigation benefit

 

Includes amongst others representation in the following matters:

 

Legal assistance and representation

Unlimited 24-hour telephonic advice

Contract draw up and negotiation

Court representation - Civil

Court representation - Criminal

Identity theft related

Tax benefit

Disciplinary hearings

Road Accident Fund claims assist

Cover limit: R200 000

Excess: None

Waiting period: 3 months

Who is covered: Main member, spouse and up to four children

 

Benefits included:

  • Basic benefit
  • Mediation benefit
  • Tax benefit
  • Litigation benefit

 

Includes amongst others representation in the following matters:

 

Legal assistance and representation

Unlimited 24-hour telephonic advice

Contract draw up and negotiation

Court representation - Civil

Court representation - Criminal

Identity theft related

Disciplinary hearings

Maintenance hearings

Unopposed divorces

Tax benefit

Road Accident Fund claims assist

Bail cover (Up to R6000)

Cyber bullying

Cover limit: R300 000

Excess: None

Waiting period: 1 months

Who is covered: Main member, spouse and up to four children

 

Benefits included:

  • Basic benefit
  • Mediation benefit
  • Tax benefit
  • Litigation benefit

 

Includes amongst others representation in the following matters:

 

Legal assistance and representation

Unlimited 24-hour telephonic advice

Contract draw up and negotiation

Court representation - Civil

Court representation - Criminal

Court representation - Family

Court representation - Labour

Identity theft related

Disciplinary hearings

Maintenance hearings

Opposed divorces

Antenuptial Contracts

Unopposed divorces

Tax benefit

Road Accident Fund claims assist

Bail cover (up to R10 000)

Estate assist

Cyber bullying

Cyber theft (up to R25 000)

Cyber attack

Cyber liability (Up to R100 000)

Added benefits

Tax benefit

Road Accident Fund

claims assist

Bail cover

Estate assist

Cyber bullying

Cyber theft

Cyber attack

Cyber liability

Access Plan

Essential Plan

Elite Plan

(Up to R6 000)

Elite Plus Plan

(Up to R10 000)

(Up to R25 000)

(Up to R100 000)

Limits

Cover limit

Excess

Waiting period

Access Plan

R50 000

3 months

Essential Plan

R100 000

3 months

Elite Plan

R200 000

3 months

Elite Plus Plan

R300 000

1 month

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Frequently asked questions

What are my obligations?

You must:

  • Tell us if any of the details or declarations you have made are incorrect or if any of your details or declarations change.
  • Report any legal or labour matter to us within 31 days of you becoming aware.
  • Give us true and complete information. Any false information may lead to the cancellation of your policy, and you will be liable for all our legal costs incurred.

How do I claim or report a new case?

To claim on the Legal Cover policy, contact our call centre on 0860 10 47 89 from Monday to Friday, between 08:00 and 17:00 and one of our helpful consultants will assist you.

To download your Legal Cover terms and conditions, click here